No Fees, No Interest Charges





Who is Eligible for a Loan?

  • Jewish
  • Canadian Citizen or Permanent Resident of Canada
  • Currently living in Alberta
  • 18 years of age or older
  • Demonstrate a need for loan and ability to repay the loan.



What are the Loan Categories?

  • Maximum loan up to $5,000
  • One qualified Jewish Guarantor required (maximum loan of $2,000)
  • Two qualified Jewish Guarantors required (maximum loan of $5,000)



How do I Apply for a Loan?

  • Download and fully complete the application forms, or request application forms from the Jewish Federation of Edmonton.
  • Email the completed application to or deliver to Jewish Federation of Edmonton.



What is a Guarantor and Who is Eligible to be a Guarantor?

  • A Guarantor is a person who agrees to pay back your loan in full if you do not meet your obligation to fully repay the loan.



Guarantor eligibility requirements:

  • Reside in Alberta
  • 18 years of age or older
  • Jewish
  • Canadian Citizen or Permanent Resident of Canada
  • Cannot be current JFLA borrowers or Guarantors on current JFLA loans
  • Married couples and common-law partners will be considered as 1 Guarantor
  • Demonstrate financial ability to repay the loan in the event of default
  • Cannot be a Rabbi or Cantor
  • Act as a Guarantor in a personal, not professional, capacity



What is the Loan Process?

  • Application review by the JFLA committee
  • Interview with loan committee members (Currently interviews are conducted on ZOOM or other suitable platforms due to COVID-19.)
  • Evaluation by the JFLA loan committee
  • Notified of approval or rejection
  • Guarantors will be contacted If the loan is approved:
  • Submit relevant outstanding documentation.
  • A staff member of Jewish Federation will contact you to drop off post-dated cheques and receive your loan disbursement.
  • Repayment term is 24 months. Payments begin one month after you receive the loan, and thereafter equal monthly payments until the loan has been fully repaid.


Download eligibility requirements here


To apply for a loan, please complete the following forms:


Completed applications should be sent to: Jewish Free Loan Association of Edmonton